About Us

Our Team

Bradley Augustine

Bradley Augustine has a vehement passion for the study of capital markets and the role they take in the lives of individuals, both investors and the uninvested. He finds that by surrounding themselves with specialists, people are able to pursue their life’s greatest goals. Bradley completed his Bachelor of Science degrees from Cedarville University in both Finance and Marketing. He is a constant student of the market and regularly delves into new regulatory releases, as well as up-and-coming market theory and forces. He believes sound financial counsel is an incredibly effective tool both to mitigate risk and potentially maximize beneficial outcomes. Bradley joined LPL in 2014 after several years at both a local and nationwide brokerage firm, believing it to be the best place to help others navigate the financial industry. Bradley provides in-depth market knowledge and illustrates a keen desire to be the voice of sound advice. He holds series 7, 63, and 65 securities registrations through LPL Financial, as well as licenses in life, health, and disability insurance. Bradley believes that efficient and individualized planning is the key to success in the world of planning.

When Bradley is out of the office, he and his family can often be found biking, playing tennis, or at a museum. His wife and daughter are his truest joys in life, and they enjoy investing time with each other. He is a proud member of The Hundred Club of Detroit, a group that supports the families of fallen firemen and police officers. He is also actively involved in his church community and enjoys volunteering in Detroit’s many exciting neighborhoods.

Ally Kerkstra

Ally is our admin wiz and the positive voice on the other end of communications. Joining our team in late February of 2022, she brings her passion and talent in client service, problem-solving, and organization to our office. Her background includes office management and client/customer relations, with experience in business expansion and marketing.

In her personal time, Ally loves spending time with friends and family. She can be found creating memories at the drag track where her husband races, adventuring around MI, and creating memories with their daughter Riley and fur-children (Boxer Breed) Rubee and Bane.

Randy Malloy

His role includes analyzing clients’ financial situations and collaborating with advisors to assist with financial planning. He prepares retirement, life insurance, education, and investment analysis using a variety of software platforms, including eMoney and Morningstar Workstation. Randy’s experience in financial planning and his FINRA Registrations allow him to support advisors with Case Design services. Randy is a 2020 Level II CFA Candidate.

Prior to joining the America Group team, he gained training and experience from his previous work in financial planning with Hantz Financial Services, where he specialized in financial planning. He holds Series 7 and 66 registrations with LPL Financial. He is licensed in the State of Michigan for Life, Health, VC, Property, and Casualty.

Randy graduated from Oakland University with a bachelor’s degree in finance. When he’s not working, you can find him spending time with family and friends. He also loves playing and watching ice hockey.

Josiah Minch

Josiah joins the America Group team with nearly a decade of experience in the IT field, ranging from basic help desk procedures to Data Systems Administration and configuration. He spent nine years in the United States Marine Corps, where he held the rank of Sergeant. During this time, Josiah deployed twice aboard the USS Iwo Jima as part of the 24th and 26th Marine Expeditionary Units. For his last Duty Station, Josiah spent two years at the Marine Corps Communications School in Twentynine Palms, California, teaching 345 Marines as an instructor with the Data Systems Administrator Course.

Josiah and his wife have a 3-year-old daughter named Isabel, who was born at the naval hospital aboard Camp Lejeune, NC. Josiah enjoys playing guitar and exercising. When time and space permit, he also likes to paint landscape scenes.

Kimberly Casbar

Director of Operations

Kim has been working in the industry for over 30 years, and she currently holds Series 7, 63, 9 & 10 held through LPL Financial. She took an interest in the operations side of the business, which became very helpful in working with Financial Advisors as well as their clients.

In her free time, she enjoys spending time with her family and friends, bowling, and taking her dog for walks.

Cheryl Vink

Cheryl welcomes all visitors to the firm and is responsible for our lobby area. She also provides additional administrative support, managing our meeting space and calendars. She graduated from the Detroit College of Business with a bachelor's degree in Business Administration with a concentration in Office Administration.

Cheryl’s broad range of administrative experiences and advanced office organizational skills are an asset in assisting with special projects. She loves working with others and is very excited about her role as “Director of First Impressions.”